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  • Hyperinflation and the Housing Market  By : Alex De Mostafa
    The Federal Reserve under Ben Bernanke began aggressively lowering interest rates at the end of 2007 in response to the severe economic downturn caused by the collapse of house prices and the related difficulties falling house prices had on the banks and other institutions that made loans using houses as collateral. Many are concerned that these policies will ignite a period of hyperinflation in the United States.
  • Housing Market Bottom - Price-to-Income Ratio Estimates  By : Alex De Mostafa
    One method used to evaluation residential real estate prices is the price-to-income ratio. Since people borrow the vast majority of the funds necessary to purchase residential real estate, and this borrowing must be financed from current income, the ratio of house prices to rent is a useful barometer of market valuation.
  • Geographic Micro-Markets in Real Estate  By : Brian S. Icenhower
    When seemingly endless statistical reports show steadily declining home values, it is essential to analyze geographic micro-markets to properly assess the value of residential properties.
  • The U.S. Housing and Economic Recovery Act  By : Brian S. Icenhower
    On July 30, 2008 United States President George W. Bush signed into law the Housing Stimulus Bill H.R. 3221, now dubbed the “Housing and Economic Recovery Act of 2008”. This historic bill was previously passed in the House of Representatives by a vote of 272-152 and in the Senate by a vote of 72-13.
  • Housing Market Bottom - Price-to-Rent Ratio Estimates  By : Alex De Mostafa
    Comparative rent is the primary method of evaluating the fundamental value of any property. The price-to-rent ratio links the cost of ownership with the cost of rental. This link is direct because possession of property can be obtained by either method. The cost of ownership encapsulates all of the financing terms and other variables associated with possession of real estate as does the cost of rental. Price-to-rent ratio fluctuates over time as changes in the cost of ownership and terms of financing makes financing amounts vary and house prices vary as well.
  • Housing Market Bottom - Price Action Estimates  By : Alex De Mostafa
    Most market participants focus on price action. The price-to-price feedback mechanism largely responsible for bubble market behavior gathers its strength from an awareness of market pricing, and the widespread belief that short-term, past price performance is predictive of long-term, future price performance. It is a fallacy that is often reinforced in the short-term as irrational exuberance takes over in a market, but over the long term, short-term price movements rarely correspond to long-term price trends, and when they do, it is only by chance.
  • Real Estate Investment - A career in itself  By : william king
    For all those who were looking for a career that offers amazing returns and has minimum risks, real estate investment is here. This article offers an in depth look at the pros and cons of a real estate career.
  • Property Search made easier through online real estate directories  By : william king
    This article focuses on how online real estate directories have brought about a new and fresh change to property and related searches.
  • Property market in Pakistan: What the future holds?  By : william king
    This article focuses on the current investment trend in the property market in Pakistan. It also shows where the trend is headed to.
  • Property market in Dubai: Will the prices keep climbing?  By : william king
    This article shows how the property prices in Dubai have been rising in the last few years. It also shows how the government plans to curb this rise by introducing various new schemes.
  • Investments in property verses investments in other business  By : william king
    In this article we look at property as an investment option as compared to other options like shares and bonds.
  • House Prices Fall - How Low Will They Go?  By : Alex De Mostafa
    Despite the difficulty in market forecasting, many who have examined the residential real estate market point to continued declines through 2009 and beyond. The most likely scenario has resale residential real estate markets bottoming in 2011 at prices 30% off the peak nationally.
  • Future House Prices are Dependent upon Future Loan Terms  By : Alex De Mostafa
    Every homebuyer operating in the deflation of the Great Housing Bubble needs to consider what loan terms will be available in the future. At some point, most buyers become sellers. The future buyer will likely need to borrow most of the money necessary to complete a real estate transaction. The availability of credit and the loan terms this future buyer will face is the primary determinant of the price this buyer will pay for real estate.
  • Don't Let Your Dog Bite Your Homeowner's Insurance  By : Leslie Eskildsen
    Socialize and train your dog. Obedience classes are an excellent way to accustom your dog to other people, other dogs and obeying commands with distractions. It also helps bond your dog to you. Dogs appreciate assertive leadership and, while some don't require more than a waggled forefinger and a disapproving, "Bad dog!" to straighten out, respect owners who clearly draw the line.
  • The Capital Gains Tax Scourge  By : Brian S. Icenhower
    The combination of an ailing economy and a struggling housing market during an election year has created the perfect storm to once again bring issues concerning the federal capital gains tax rate to the forefront of the public’s attention.
  • Housing Bubbles as Cultural Pathology  By : Alex De Mostafa
    What is a Cultural Pathology? There are certain beliefs if widely held and acted upon by a group of people leads inevitably to collective suffering and personal destruction. The housing bubble was a form of cultural pathology. It spawned a number of beliefs and actions that caused people to lose their houses in foreclosure.
  • Housing Bailouts are False Hopes  By : Alex De Mostafa
    One of the more interesting phenomena observed during the bubble was the perpetuation of denial with rumors of homeowner bailouts. The bailout rumors were false hopes provided by the government to allow homeowners in hopeless situations a brief respite before they faced losing their homes in foreclosure.
  • Flip That House - Houses Were Traded Like Commodities  By : Alex De Mostafa
    Commodities are items of value and uniform quality produced in large quantities and sold in an open market. Although every residential real estate property is unique, these properties became uniformly desired by investors because all real estate prices rose during the Great Housing Bubble. The commoditization of real estate and the active, open-market trading it inspires caused houses to lose their identity as places to live and call home. Houses became tradable stucco boxes similar to baseball playing cards where buying and selling had nothing to do with possession and use and everything to do with making money in the transaction.
  • Fundamental House Value, What Are Houses Really Worth?  By : Alex De Mostafa
    The fundamental value of all housing prices is equivalent rents. Rents define the fundamental value of real estate because rental is a direct proxy for ownership; both rental and ownership provide for possession of property. Most people believe comparable sales define the value of real estate. In reality, comparable sales measure the collective foolishness of buyers who often have no idea what a property is really worth.
  • Real Estate Investment in a Recession  By : Brian S. Icenhower
    Have you ever noticed how buyers flock to purchase property in droves when real estate prices are at their peak, yet buyers are relatively scarce when prices are most affordable?
  • Fannie Mae & Freddie Mac Come Back to the Nest  By : Brian S. Icenhower
    Now that the entities known as Fannie Mae and Freddie Mac have been thrust to the forefront of national media coverage due to their rapid decrease in stock values which has resulted in a multitude of emergency congressional hearings, cabinet sessions, press conferences, and government conservatorship
  • Addressing Financial Crisis Misconceptions  By : Brian S. Icenhower
    Now that the entities known as Fannie Mae and Freddie Mac have been thrust to the forefront of national media coverage due to their rapid failures which have resulted in a multitude of emergency congressional hearings, cabinet sessions, press conferences and ultimate government conervatorship
  • A New Direction for Senior Housing  By : Brian S. Icenhower
    Home builders are currently facing a rapidly emerging demographic that has forced the housing industry to begin shifting away from traditional forms of real estate development into methods that cater specifically to the needs of seniors.
  • Mortgage-Backed In-Securities  By : Brian S. Icenhower
    With 2008 having been an election year, it has been convenient to levy all blame for our country’s current economic condition on our nation’s presidential administration for the last eight years.
  • Real Estate Seminars: When Is It A Scam?  By : Leslie Eskildsen
    The actual mechanics of working with your real estate to achieve your financial goals are seldom discussed. Legitimate seminars will emphasize what you need to do with your property to make a profit from it and avoid pitfalls that can erase any rental income or increased equity. Scam seminars will only flash images of private jets, Hawaii and ski chalets.

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